The amount of the loan for each individual depends on the following factors:-

• • • An Indian resident or NRI
    • The income of the family applying for the loan.
    • Above 21 years of the age at the commencement of the loan.
    • Below 65 years when the loan matures.
    • Number of dependants.
    • Qualifications.
    • Assets and liabilities.
    • Either salaried or self employed